0% Interest Payment Plan

RC Willey offers a variety of plans to help you pay for your purchase. Our plans are simple, with no surprises, leaving you with peace of mind.

Pick a 0% plan to see your options

$299 and higher, 6 mo. no interest

No Interest Financing - if Paid in Full within 6 months

  • No down payment
  • Available on purchases over $299
  • Minimum payment only 3% of principal balance, paid each month in 6 billing cycles with balance due by the end of the 6th month

This plan offers no down payment and is available on purchases over $299.00. The plan has a minimum payment (3% of the principal balance or 4% with Payment Protection Insurance) due each month for 6 billing cycles. On the 6th billing cycle the customer will be billed for the final principal payment. If the balance is not paid in full by the due date, the accrued interest will be added to the remaining principal balance and transferred to the customer's Regular Payment Plan. If two consecutive payments are missed, accrued interest will be charged from the date of purchase at a rate of 1.75% per month (APR 21%) on the average daily balance, and the entire balance transferred to the Regular Finance plan. This plan requires a $1.00 per month handling fee for paper statements. Web statements are available at no charge.

$999 and higher, 12 mo. no interest

No Interest Financing - if Paid in Full within 12 months

  • No down payment
  • Available on purchases over $999
  • Minimum payment only 5% of principal balance, paid each month in 12 billing cycles with balance due by the end of the 12th month

This plan offers no down payment and is available on purchases over $999.00. The plan has a minimum payment OF 5% due each month for 12 billing cycles. On the 12th billing cycle the customer will be billed for the final principal payment. If the full balance is not paid in full by the due date, the accrued interest will be added to the remaining principal balance and transferred to the customer's Regular Payment Plan. If two consecutive payments are missed, accrued interest will be charged from the date of purchase at a rate of 1.75% per month (APR 21%) on the average daily balance, and the entire balance transferred to the Regular Finance plan. This plan requires a $1.00 per month handling fee for paper statements. Web statements are available at no charge.

$1999 and higher, 18 mo. no interest

No Interest Financing - if Paid in Full within 18 months

  • No down payment
  • Available on purchases over $1999
  • Minimum payment only 5% of principal balance, paid each month in 18 billing cycles with balance due by the end of the 18th month

This plan offers no down payment and is available on purchases over $1,999.00. The plan has a minimum payment OF 5% due each month for 18 billing cycles. On the 18th billing cycle the customer will be billed for the final principal payment. If the full balance is not paid in full by the due date, the accrued interest will be added to the remaining principal balance and transferred to the customer's Regular Payment Plan. If two consecutive payments are missed, accrued interest will be charged from the date of purchase at a rate of 1.75% per month (APR 21%) on the average daily balance, and the entire balance transferred to the Regular Finance plan. This plan requires a $1.00 per month handling fee for paper statements. Web statements are available at no charge.

IS THIS PLAN RIGHT FOR YOU?

RC Willey’s 0% Interest Payment Plan is a great program for customers who are confident they can pay the balance in full before the end of the financing period (6, 12 or 18 months). Payment in full can be made via larger-than-the-minimum monthly payments, one lump sum or a combination to ensure the balance is paid in full.

If you are concerned you may not be able to pay the balance in full within the financing period, RC Willey offers an excellent Premier Payment Plan with low monthly payments and other advantages.

SEE IF PREMIER PAYMENT PLAN IS A BETTER CHOICE
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