12 Months No Interest | Furniture Financing

Your current home store is shown below. See all store location details

Select a Store

We were not able to detect your home store. For a better site experience please enter your zip code.

RC Willey Payment Plans

12 Month
0% Interest Plan

The 12-month no-interest plan at RC Willey is a fantastic financing option for anyone looking to furnish their home without worrying about extra costs. When you choose this payment plan, you can finance your purchase without paying a single dime in interest if you pay off the total amount within a year. This means you can spread the cost of your new furniture, appliances, or decor over 12 monthly payments. There's no down payment required, and this offer applies to purchases over $299.00, making it accessible for a range of budgets.

If you don't pay the entire balance by the end of the 12 months, the interest that has built up over the year will be added to what's left of your principal balance. This remaining amount will shift to our Regular Finance Plan, which involves a different payment schedule and interest rate.

Approval for this financing option is subject to RC Willey credit approval, and some restrictions apply. We understand that life can be unpredictable, so we offer Payment Protection Plans. These plans are designed to safeguard your financial well-being in case of unforeseen circumstances. Whether due to loss of employment, disability, or even jury duty, our Payment Protection Plans offer coverage for your credit account balance, ensuring peace of mind during difficult times.

These protections ensure that your credit score and financial health remain intact, no matter what life throws your way. With RC Willey, you're not just financing your furniture but investing in peace of mind for you and your family. So, when you apply for our 12-month no-interest plan, know that we've got you covered, offering both financial flexibility and security.

(All financing is subject to RC Willey credit approval. Some restrictions apply.)

See How Low Your Payments Could Be*

(For estimation purposes only)

Amount Borrowed Minimum Monthly Payment
$300 $15
$500 $25
$750 $38
$1,000 $50
$1,250 $63
$1,500 $75

OAC, some restrictions apply.

Sign Up For Emails and SMS Texts

Be the first to know about new products, special offers, sales, deals, and so much more!

Please enter a valid email
 Call Customer Support  Email  Call Web Support
BBB Accredited Business BB Rating A+ as of 8/10/2023. Click for Profile.