At Koalafi, we understand that not everyone has perfect credit, and many people are just getting started. We offer lease-to-own financing that makes life changing purchases possible for anyone - no credit needed*. Apply online, Shop in-store**.
How Lease-To-Own Financing Works
A Koalafi lease isn't just a great way to manage a big expense - it also helps you build your credit. Koalafi buys the item and leases it to you, reporting your progress to the credit bureaus to help boost your credit score. After the last payment, the item is all yours!
Perks You'll Love
- No hit to your credit when you apply
- Clear and simple terms
- Early payoff options to save
- Opportunity to establish and build credit
*We do perform a credit check on customers as part of our application process. “No Credit Needed” does not imply no credit check. This is a lease-to-own product. You will not own the leaseed items unless you make all scheduled payments or prepay in accordance with the lease. Details vary by state. Program features are for qualifying customers only. Offer subject to change. Consult your lease for complete terms and conditions.
**Financing not available for online purchases. See store for details.