RC Willey Financing

The Flexibility To Make Your Home. Your Way.

At RC Willey, you don't have to wait to bring home your favorite styles and brands. We know every home and every budget looks a little different, so our financing plans are built to work around yours. Borrow what you need, when you need it, and spread the payments out over time. Whatever your home needs, we have a plan to help you get there.

Premier Plan‡

  • Available for purchases starting at $299
  • Low 9% fixed interest rate & no additional risk
  • Does not accrue interest
  • Lowest monthly payment available. Starting at $15 or 2% of initial balance
  • No down payment
Official Terms

12 Month 0% Interest Plan‡

  • Available for purchases starting at $299
  • 0% interest rate
  • Accrues interest at 21%, but no additional interest is accrued when you pay on time including final pay off
  • Lowest monthly payment available. Starting at $15 or 5% of initial balance
  • No down payment
Official Terms

18 Month Low Interest Plan‡

  • Available on purchases of $1,499 or more
  • Low 2% interest rate
  • Accrues interest at 21%, but no additional interest is accrued when you pay on time including final pay off
  • Lowest monthly payment available. Starting at $15 or 5% of initial balance
  • No down payment
Official Terms

36 Month Low Interest Plan‡

  • Available on purchases of $2,499 or more
  • Low 4% interest rate 
  • Accrues interest at 21%, but no additional interest is accrued when you pay on time including final pay off
  • Lowest monthly payment available. Starting at $15 or 2.5% of initial balance
  • No down payment
Official Terms

Regular Financing Plan‡

  • Available on all purchases
  • 21% fixed interest rate
  • Accrues interest at 21%, but no additional interest is accrued when you pay on time including final pay off
  • Lowest monthly payment available. Starting at $15 or 5% of initial balance
  • No down payment
Official Terms

‡OAC, some restrictions apply. APR and plan details vary depending on plan set up. Subject to credit approval. Need more help? - Call an RC Willey Credit Specialist at 801-464-4740.

Learn More about paring Blue Rewards with Financing Plans to get bigger rebates and longer warranties
Take your financing further with RC Willey's Participating Merchants
Protect your account from the unexpected with RC Willey's Payment Protection Plan

Additional Resources

Lease-To-Own Financing, Federal Billing Rights, & Truth-in-lending Disclosure & Agreement