Credit & Financing Plans
RC Willey Financing Plans

Apply today for an RC Willey Finance Plan

At RC Willey, understanding your options for furniture financing is simple. We offer a variety of payment plans to fit your budget, making it easier than ever to furnish your home with the furniture, appliances, and decor you love. Whether you're eyeing the perfect sectional sofa, a cozy loveseat, or essential appliances, our financing options allow you to buy now and pay later through manageable monthly payments.

You can apply for financing in-store at any of our locations or visit

The application process is quick, and approval decisions are often processed the same day. This means you can choose your items, from sectionals and loveseats to rugs and decor, and arrange for payment without delay. We even offer a lease-to-own program, providing a flexible alternative for those who prefer not to commit immediately.

Your credit score plays a role in the financing approval process, but don't let that deter you. Our team is here to guide you through the payment options available, helping you find a plan that suits your financial situation. Whether through a traditional loan, our store credit card, or the lease-to-own program, there's a solution for everyone.

There's no need to postpone your furniture or appliance purchase because of budget concerns. Our financing terms are transparent and fair, and there are no hidden fees. At checkout, you'll see a clear breakdown of your payment schedule.

In summary, RC Willey makes financing your furniture and appliance needs easy. With flexible payment plans, simple application processes, and options for every credit level, you can turn your house into a home now and pay over time. Visit an RC Willey near you to learn more and get started today.

Plans That Suit Your Needs

OAC, some restrictions apply.

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